Our Experts Share Their Top French Property Tips & Predictions for 2025

 

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Our Experts Share Their Top French Property Tips & Predictions for 2025

Happy New Year! As we look forward to the new year ahead, we asked our network of partners and experts to share their top tips and predictions for those looking to buy in France or move to France in 2025. Here’s what they had to say.

Fabien Pelissier, Founder & Managing Director, Fab Expat

Stay on Track with New Travel Rules in France

“As we move into 2025, one of the key changes in France and Europe is the introduction of the ETIAS visa and the Entry/Exit System (EES). These systems will bring more automated border controls, making it easier for authorities to track travel within the Schengen Area. Expats will need to be especially mindful of the 90-day limit for short stays in the Schengen Area and avoid overstaying, as these systems will likely lead to stricter enforcement of visa rules. Staying informed and planning trips carefully will be crucial to avoiding complications in 2025.”

(Bonus Editor’s tip!: check out our guides to the ETIAS/EES to stay up-to-date with the latest)

Find out more about our partners at Fab Expat.

Debbie Nye, Property & Relocation Advisor, FrenchEntrée Members

The right advice will be more important than ever

“As you may be aware, there have been a lot of changes in the French government over the past few months and this has meant that the 2025 Budget has not been approved, and an emergency law has been voted to carry forward the same budget as 2024. There is therefore a lot of uncertainty with regards to changes and how these may affect French residents or property owners. It’s never been more important to get the right advice before you make any decisions about moving to or buying in France.
However, rest assured that FrenchEntrée will be keeping a close eye on the progress and will update our readers accordingly. Despite this unusual situation, France still has so much to offer, with its array of beautiful landscapes, historical architecture, world-renowned gastronomy and family-oriented lifestyle! We’re staying positive for what we hope will be a great 2025!”
If you would like guidance on your individual situation and the steps to take to help make your dream a reality, find out more about our FrenchEntrée Member packages at www.frenchentree/members

Fiona Watts, Founder & Managing Director, International Private Finance

Falling interest rates & more lending options for French mortgages

“We feel that interest rates will fall further in France.  The ECB announced a rate cut from 3.25% to 3.00% in December and the next announcement is due at the end of January. We anticipate lenders will reflect this in their rates in the new year.

 Lending options will increase in 2025 with a greater range of products available to borrowers –for example we anticipate the return of some interest only products. We also expect to see lending opening up to a wider range of nationalities and countries of residence.  All in all, the outlook for 2025 is very positive!”

Find out more about our partners at International Private Finance.

Nicolas Konieczny, Director of Marketing, Communications & Devlopment, Anderlaine

What British Investors need to know about the new short-term rentals law

“France has recently introduced a new law designed to regulate the short-term rental market, most notably platforms like Airbnb. These changes will significantly impact property owners, especially foreign investors like Britons.

Key Changes and Implications:

  • Stricter Regulations: The new law gives local authorities more power to control short-term rentals within their jurisdictions. This could mean limitations on the number of rental days or even outright bans in certain areas.
  • Higher Energy Efficiency Standards: Properties used for short-term rentals will need to meet stricter energy performance standards. This means potential renovation costs for many landlords.
  • Tax Changes: The tax benefits for short-term rentals have been reduced, making this type of investment less attractive.
  • Increased Reporting Requirements: Property owners will need to comply with new reporting requirements, which could be more complex for non-residents.

What Does This Mean for British Investors?

  • Review Your Investment: If you own a property in France that you rent out on a short-term basis, it’s essential to review the new regulations to ensure you’re compliant.
  • Stay Informed Thanks to a Local Expert: Given the complexities of French property law and taxation, keep an eye on local news and on the website of your English-speaking accountancy firm, Anderlaine.”

Find out more about our partners at Anderlaine International (formerly SAREG).

Joanna Leggett, Marketing Director, Leggett Immobilier

Property market looks set to bounce-back in 2025

“Judging by enquiry levels going into the new year we are confident that the market will improve, and that sales will increase right across France. The Notaires predicted that 2024 would finish with a little over 700,000 transactions and we are optimistic that 2025 will see a healthy bounce-back.

Of course, the caveat to this is the level of political/economic uncertainty – with the French Government in turmoil and the threat of a US/European trade war.

We have also seen a huge jump in enquiries from across the Atlantic, since the US election. We had 10,000 unique visitors to our website in the days immediately following the result, with a 1,300% increase in enquiries from Washington DC! Americans are already the largest group of non-resident foreign buyers in Paris, spending an average of 715,000 USD.

Tip: Get in quick – at the moment, “cash is king” and if the volume of sales increases then prices are sure to follow!

We’d also say that there is a definite trend for buyers to look in areas with less climate extremes. This means that those sun-worshippers, previously looking in Spain/Portugal, are now looking in southern France, whilst others are looking towards the Loire Valley, Brittany and Normandy for milder weather. Similarly, the Charente-Maritime and other areas on the Atlantic coast will prove popular.”

Find out more about our partners at Leggett Immobilier.

Sarah Bright, Managing Director, Bright Avocats

Keep asking questions, especially when it comes to legal contracts

“My legal top tip for property buying in France in 2025 would certainly be to question… everything. As with many other areas we have recently seen a massive increase in AI produced contracts based on administrative model documents.

 

 

Whilst most of these are acceptable, they are invariably lacking in precision regarding your exact situation. Your financial situation, your family situation, the timing of the operation, nationality and inheritance issues, etc. I’d also add that what is often misleading and costly to repair with model-based AI contracts, is not what is written, but what is not. Ask yourself the simple question : who wrote the contract? And you will immediately see who it favours.  Buying property is a big commitment, your legal documents need to be right for you, first time.

I’d like to wish all French Entree readers a wonderful, prosperous, satisfying property buying year!”

Find out more about our partners at Bright Avocats, property buying legal specialists.

Paulette Booth, Manager, Agence Axa International

The French insurance market is becoming more flexible and competitive

Looking ahead, the French government are continuing to work towards the French insurance market becoming more flexible and competitive.

The law allowing you to cancel insurance and find a new provider has become easier allowing more movement.  Balanced against that is the increasing severity of climatic events and how this will impact on insurance, not just costs but how we can work together to prepare for the future impacts.  When looking at healthcare, i think we need to again expect to see increasing costs across the board and with mutuelle top up policies taking an increasing proportion of this, there will be an inevitable impact.  There is though a drive in the French healthcare system for preventative care and I think we can expect this to grow and be at the forefront of the battle for a better future.

The best advice I can give it to take your time to prepare and research. There is a lot of information out there, especially on social media, but not all necessary correct! A registered and qualified specialist can give you the best and correct advice and take the time to explain things to you. For example, if you are comparing quotes for property insurance for your French home, do you understand the levels of cover, has your insurer understood your requirements, the number of rooms, the outbuildings, why is one quote much cheaper than another, what is different? Take your time to understand the quotes and ask questions, understand the differences. If you take time to plan, buying your dream French property or making the move to live in France will be so much easier, with specialists accompanying you on your journey, from taking the first steps to living the dream.”

Find out more about our partners at Agence Axa International.

Laura Sanson, Assistant Director, Coldwell Banker

2025 is a great time to buy along the West Coast

“The real estate market in Charente Maritime, Charente, and Vendée presents a unique opportunity in 2025. Following two turbulent years marked by market fluctuations, prices have now stabilized, creating an ideal environment for buyers and investors. These regions, known for their picturesque landscapes, vibrant culture, and increasing popularity among both locals and expatriates, offer a diverse range of properties to suit various budgets and preferences. With steady pricing and renewed confidence in the market, 2025 is the perfect time to secure property in these sought-after areas. Don’t miss this chance to invest in a region with enduring appeal and potential.”
Find out more about our partners at Coldwell Banker.

Will 2025 be the year you finally make the move to France?

If your New Year’s resolution is to finally make some progress with your French property search or apply for that French visa, then FrenchEntrée is here to help. We launched our exciting new FrenchEntrée Members service at the start of 2024, and one year on, we’re excited to announce that we now have two levels of Membership – Essential and Plus, as well as a full menu of VIP add-ons (available to Plus members only), covering everything from visa applications to tax returns.

Our entry-level Essential Membership will arm you with all the knowledge you need to go it alone, including comprehensive digital books and exclusive video masterclasses to guide you through the whole process of buying a French property or moving to France. Or, if you need extra help, become a FrenchEntrée Plus Member to speak directly with our FrenchEntrée Property & Relocation Advisors and receive a personalised RoadMap with the answers to all your questions and an easy-to-follow plan that your advisor will help you put into action. Become a FrenchEntrée Member now and we’ll be with you every step of the way.

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FrenchEntrée's Digital Editor, Zoë is also a freelance journalist who has written for the Telegraph, the Independent, France Today, and CNN. She's also guidebook update for the Rough Guide to France and Rough Guide to Dordogne & Lot, and author of the upcoming Rough Guide to Corsica (to be published in summer 2025). She lives in the French countryside just outside of Nantes.

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