Long Stay Visa in France: Choosing The Best Insurance Policy to Get Your Visa Approval

Are you planning to stay in France for an extended period? One of the crucial steps in securing your long stay visa is obtaining the right insurance policy. This article will help you understand the requirements and choose the best insurance to get your visa approved. You can take out Mondassur’s health insurance for a long stay visa in France and protect your health during your stay.

Why do you need insurance for a Long Stay Visa in France?

When applying for a long stay visa in France, proof of health insurance is mandatory. This ensures that you are covered for any medical expenses during your stay. Having the right insurance policy not only protects you but also demonstrates to French authorities that you are prepared for any health-related issues.

What are the requirements for choosing your health insurance for a Long Stay Visa in France?

To meet French visa requirements, your health insurance policy must:

• Cover at least €30,000 in medical expenses;
• Include emergency medical evacuation and repatriation;
• Be valid for the entire duration of your stay in France.
• Cover preexisting conditions for UK nationals

How to choose your health insurance policy for France?

There are several factors to consider when selecting your health insurance policy:

1. Coverage amount and benefits

Ensure the policy covers the minimum required amount and includes essential benefits such as hospitalization, emergency care, and repatriation. Comprehensive coverage provides peace of mind and complies with visa regulations. It is also strongly recommended to choose a policy covering also routine healthcare and preexisting conditions.

2. Duration of coverage

The insurance must be valid for the entire duration of your stay. If you plan to extend your visa, ensure your policy can be renewed or extended accordingly.

4. Customer support and claims process

Efficient customer support and a straightforward claims process are vital. Choose an insurance provider with a reputation for excellent service and quick claim settlements.

5. Cost of the insurance policy

Mondassur helps you compare different insurance policies and find the best compromise between essential benefits and affordable prices. Buying an insurance policy compliant with the Long Stay Visa requirements is a must, but it is better if the insurance plan can cover you properly during your stay, i.e., for accidents, emergencies, and standard medical care. Mondassur healthcare insurance experts will help you choose the best alternative.

Mondassur offers a wide range of policies to meet all needs and budgets. As brokers, they act as comparators to ensure you get the best possible insurance coverage tailored to your specific requirements. Their extensive offerings guarantee that you will find a plan that suits your needs perfectly. Choosing the best insurance policy is essential for a smooth visa approval process, ensuring you can enjoy your extended stay in France without any worries.

Understanding the Carte Vitale: Health Coverage in France

Once you arrive in France and begin your stay, you may be eligible for the French healthcare system, which includes obtaining a Carte Vitale. This card grants access to public health services and reimbursement for medical expenses. Obtaining a Carte Vitale can be a lengthy process, often taking between 3 months to 2 years.

However, it’s important to note that the Carte Vitale does not cover 100% of all medical expenses. For comprehensive coverage, you will still need additional health insurance.

Do you still need health insurance even with a Carte Vitale?

Even after obtaining a Carte Vitale, having supplementary health insurance is crucial. This is especially true since French social security will not cover all healthcare costs, leaving gaps in coverage. A top-up insurance plan can bridge this gap by covering additional expenses that the Carte Vitale does not.

For example, Mondassur offers top-up plans in addition to social security that significantly increase coverage limits and sub-limits for various categories of care. These plans can be tailored to provide comprehensive coverage, ensuring you are fully protected. If you have months remaining on your initial insurance policy when you obtain French Social Security, Mondassur allows you to convert those months into store credit. This credit can be used to upgrade to a more comprehensive top-up plan at no additional charge, depending on the plan you choose.

Ask a quote for your health insurance in France to ensure you get your Long Stay Visa approval for France and protect your health during your stay.